Planning and profitability
Finance Consulting for SMEs in Gurgaon
Know your numbers before you make the next big decision. We build budgets and forecasts you can rely on, find costs that do not pay their way, and put cash flow under control.
- Financial health check
- Budgeting and forecasting
- Cost optimisation
- Cash flow planning
What does a finance consultant do for a small business?
A finance consultant turns your accounts into decisions. They check the financial health of the business, build a budget and rolling forecast, show which products, clients or costs drive profit, and plan cash so you can pay salaries, suppliers and growth on time.
Your chartered accountant keeps you compliant and files your returns. Finance consulting looks forward: what happens to cash if a large client pays 60 days late, whether a new hire pays for itself, and how much you can safely invest this year.
What is included
Finance consulting services
Financial health assessment
Margins, receivables, payables and debt reviewed together, with the three issues to fix first.
Budgeting and forecasting
An annual budget and a rolling forecast your team updates monthly in a simple format.
Cost optimisation
Spending reviewed line by line to separate costs that drive growth from costs that only add up.
Cash flow and working capital
A 13-week cash view, collection and payment terms, and an early warning before cash gets tight.
Signs your business needs finance consulting
- The business is profitable on paper but often short of cash
- There is no budget, or nobody checks it after it is made
- You are planning a loan, investment or expansion
- You do not know which clients or products make money
Finance consulting: frequently asked questions
Does finance consulting replace our chartered accountant?
No. Your CA handles bookkeeping oversight, statutory audit and tax filings. Finance consulting focuses on planning and decisions, and works alongside your CA.
What information do you need to start?
Recent profit and loss statements, balance sheets, bank statements and a list of major clients and suppliers. Everything is covered by a confidentiality agreement.
Can you help us prepare for a bank loan or investor meeting?
Yes. We prepare the forecast, the key numbers and the story behind them, so you can answer the questions lenders and investors usually ask.
Related consulting practices
Make your next decision with clear numbers
Book a discovery call and tell us the decision you are facing.